City line of dallas texas

Commercial Banking

Your Partner in Financial Strategy

Commercial Lending

You have the vision. We can help make it a reality

  • Commercial (working capital loans and equipment loans)
    • Manufacturing
    • Distribution
    • Wholesale
    • Transportation
    • Communication
    • Service
    • Medical
    • Mortgage Warehouse
  • Real Estate (acquisition, construction and mini-perm loans)
    • Owner occupied facilities

 Flexible financing, local decision-making

If your company has revenues of up to $100 million, we’ve got the expertise, the lending capacity and the local authority to meet your short and long-term financing needs.

  • Revolving Lines of Credit
    • Access additional funds when you need it for unexpected purchases, for business expansion or to offset seasonal fluctuations in cash flow
  • Equipment Loans
    • Preserve working capital by borrowing money to replace or add equipment to your fixed assets
  • Owner Occupied Real Estate Loans
    • Expanding your business? Finance your improvements with an owner-occupied real estate loan at competitive interest rates

Commercial Real Estate Lending

We approach commercial real estate lending with an entrepreneurial spirit. Because we have the authority to fund real estate projects in our local markets, we are able to provide individualized service. Oakwood Bank offers acquisition, construction and mini-perm financing with competitive rates to:

  • Real Estate (Acquisitions, Construction & Mini-Perm Loans)
  • Single & Multi-tenant Investor Real Estate
  • Multifamily
  • Medical Facilities

Business Accounts

Commercial Checking

  • $100 Minimum to Open
  • A Monthly service fee of $15 will be assessed each statement period to this account.
  • Analysis Fees apply to this account
  • Fees for Services may be offset by an earnings credit based on collected balances

$100

minimum deposit

Get in touch for more info

Business Checking Name


Business Checking Email


Business Checking Subject


Business Checking Message


Business Checking Send

  • $100 Minimum to Open
  • Monthly service fee of $10 waived when minimum daily balance of $2,500 is maintained
  • Up to 250 transaction each month at no charge (deposits, items deposited, checks/debits) each month at no charge)
  • $0.50 per item fee in excess of 250 transactions

$100

minimum deposit

Get in touch for more info

Business Checking Name


Business Checking Email


Business Checking Subject


Business Checking Message


Business Checking Send

  • $100 Minimum to Open
  • Monthly service fee of $15 waived when minimum daily balance of $1,500 is maintained
  • Interest bearing account; paid monthly with maintained minimum balance
  • Up to 200 items (deposits, items deposited, checks/debits) each month at no charge.
  • $0.50 per item in excess of 200

$100

minimum deposit

Get in touch for more info

Business Checking Name


Business Checking Email


Business Checking Subject


Business Checking Message


Business Checking Send

  • $100 Minimum to Open
  • Monthly service fee of $15 waived when minimum daily balance of $10,000 is maintained
  • Interest bearing account; paid monthly
  • Limited to 6 debit transactions per month; if the limit is exceeded an excess activity fee of $5.00 for each withdrawal, limits not applicable to transactions made in person, through ATMs, by mail or courier
  • Tiered interest rate

$100

minimum deposit

Get in touch for more info

Business Checking Name


Business Checking Email


Business Checking Subject


Business Checking Message


Business Checking Send